Phone: (845) 774-0831    Fax: (845) 774-0835    Email:

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Not sure you are eligible to join? See if you qualify!

To become a member of O&R Utilities EFCU simply open a share savings account with a minimum balance of $5.00 and no member fee!

Enrolling online is as easy as 1-2-3!

  1. Download, print and fill out our Membership Application.
  2. Forward your completed application along with a copy of your Driver's License to the credit union to one of the following:
    • E-mail:
    • Fax: (845)774-0835
    • Interoffice mail: Credit Union, Monroe
    • US Mail: O&R Utilities EFCU, PO Box 470, Monroe, NY 10949
  3. Send us a check or money order for at least $5.00 for the minimum balance.

We look forward to having you as a member! Please feel free to call us with any questions or concerns, (845)774-0831.