President/CEO Message

Welcome to our Winter Newsletter 2025!

For me this is the most wonderful time of the year, I reflect on the past year and look forward to the new year. As I reflect on 2025 here are a few things that I am excited about that we have accomplished:

1. Very healthy financials, assets increased by 15%, membership increased by 3%, loan growth increased by 4% over 2024.
2. Providing the lowest loan rates and highest deposit rates in the Hudson Valley.
3. Offering products and services with excellent member service.

Things that I look forward to implementing in 2026:

1. Adding a payment service such as Zelle or Venmo.
2. Offering debit card usage via Apple Pay & Google Pay.
3. Upgrading our mobile & digital home banking app.

These are just some of the reasons that being a member of the Credit Union is one of the best things you can do for you and your family’s financial future.

As always do not hesitate to contact me if you have any questions or suggestions to help improve your Credit Union.

Lastly, everyone at ORUEFCU wishes each of you a happy and healthy New Year!

Sincerely,

Mitchell DeCoeur
President/CEO O&R Utilities Employees Federal Credit Union