Features
- Loan maximum: $20,000.
- No collateral required.
- Fixed interest rate.
- Repayment terms of up to 60 months.
Benefits
- Low annual percentage rate saves you money.
- Low Cost Credit Life & Credit Disability Insurance Protection Available
- Fast, efficient turnaround time on completed loan applications.
Features
- Account may be single or joint.
- Line maximum: $5000; Line minimum: $500.
- Variable interest rate.
- Automatic monthly payments made each month from your Share Draft Checking Account.
- Advances are automatically made to cover an item presented for payment on insufficient funds.
- The member may elect to have advances done from a share savings account prior to borrowing from the overdraft line of credit.
- No Transfer Fee.
Benefits
- No overdraft fees, no bounced checks, no embarrassment!
- Low annual percentage rate saves you money.
- Low Cost Credit Life & Credit Disability Insurance Protection available.
- Fast, efficient turnaround time on completed loan applications.
Features
- Loan maximum: $5,000.
- No collateral required.
- Fixed interest rate.
- Repayment term of 11 months.
- Offered Seasonally.
Benefits
- Low fixed annual percentage rate saves you money.
- Low cost Credit Life & Credit Disability Insurance Protection available
- No closing costs, charges, or fees to the member.
- Fast, efficient turnaround time on completed loan applications.
Sallie Mae’s Smart Option Student Loan
For college expenses not covered by scholarships and federal loans, O&R Utilities EFCU has partnered with Sallie Mae to bring you loans with great repayment options and competitive rates.
Features and Benefits:
- Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
- No origination fee and no prepayment penalty
- Benefits and an interest rate reduction available
- Rates that reward creditworthy borrowers
- Applying with a creditworthy cosigner may help you qualify
- 100% US-based Student Loan Specialists
