Features:
- Loan minimum: $15,000; Loan maximum: $200,000.
- May be a first or second mortgage on the owner's primary residence located in NJ, NY, or PA.
- Loan to value up to 90% on the residence.
- Repayment terms of up to 15 years.
- Fixed interest rate.
- NO closing costs!**
- Rate discount of .25% for automatic payments from your credit union share draft checking account.
Benefits:
- Low annual percentage rate saves you money.
- Interest may be tax deductible.*
- Low cost Credit Life & Credit Disability Insurance Protection available.
*Consult a tax professional for deductibility.
**Some restrictions apply.
Features:
- Loan minimum: $15,000; Loan maximum: $150,000.
- Initial advance must be a minimum of $5,000.
- Subsequent minimum loan advance: $500. Advances may be made by check, in person, or through home/mobile banking.
- May be a first or second mortgage on the owner's primary residence located in NJ, NY, or PA.
- Loan to value up to 80% on the residence.
- No closing costs to the member! **
- Initial draw period of 5 years, followed by repayment term of up to 15 years.
- Rate discount of .25% for automatic payments from your credit union share draft checking account.
Benefits:
- Annual prime index plus the low rate margin save you money.
- Interest may be tax deductible.*
- Low cost Credit Life & Credit Disability Insurance Protection available.
*Consult a tax professional for deductibility.
**Some restrictions apply.
Features:
- Loan minimum: $5,000; Loan maximum: $25,000.
- Loan repayment terms to 5 years.
- Loan to value up to 125% of the residence.
- Fixed interest rate.
- Contractor estimates required; checks payable directly to contractors.
- No closing costs to the member!**
- Rate discount of .25% for automatic payments from your credit union share draft checking account.
Benefits:
- Low annual percentage rate saves you money.
- Low cost Credit Life & Credit Disability Insurance Protection available.
*Consult a tax professional for deductibility.
**Some restrictions apply.
Features:
- Variety of mortgage programs available through Owners Choice Funding.
- New Purchase Mortgages & Refinance Mortgage programs.
- Repayment terms up to 30 years with fixed or variable rate options.
- Payments may be made directly to Owners Choice Funding by mail or ACH debit.
- Not available in all states – Contact the Credit Union for more information.
Benefits:
- Friendly, knowledgeable mortgage servicing staff.
- Interest may be tax deductible.*
- Low annual percentage rates save you money.
- Competitive closing costs.
*Consult a tax professional for deductibility.
See more information or to apply today.
